Orchestrating key activities

In focusing on core areas, Clarion orchestrates the key activities in protecting and growing your wealth.

Creating holding structures

• Advising on the creation and management of Family Trusts
• Creating secure tax shelters for your investments.
• Transferring wealth to the next generation

Tax reduction

• Reducing liability to income Tax, CGT and Corporation Tax
• Mitigating tax on investment gains and income
• Avoiding Inheritance Tax without losing control of your assets

Investment management

• Analysis of tolerance to risk and management of risk exposure
• Advisory or discretionary portfolio management
• Institutional bank deposit rates and cash management

Creating holding structures - financial efficiency

Because we make it our business to understand the bigger picture of your wealth management, we are able to map out the optimum structure to achieve your objectives.

Holding your assets in the right way is central to this objective.

For example, it may be appropriate to establish an investment vehicle to shelter gains from tax, or a trust that passes your business to the next generation but leaves you in control during your lifetime.

One thing is certain. An organised overview of what you have and how it is managed is vital.

Tax reduction - growing assets by reducing liabilities

Think of Clarion as guardians of your wealth, reviewing and adjusting strategy on a regular basis to make the most of available opportunities.

Clearly, the less tax you pay, the more wealth you retain for yourself and future generations. By combining our own strategies and those of the UK’s leading tax specialists, we seek to legally reduce all the major taxes. Any recommended tax strategies will typically come with the added security of a formal opinion from one or more of the UK’s leading tax barristers.

Typical strategies would include: tax-free extraction of Business profits, minimising CGT and Income Tax on Property and other investments and tax-free transfer of wealth to future generations. Arranging your affairs so that taxes are legitimately kept to a minimum can have a significant effect on your wealth.

Investment management - achieving optimum returns

The benefits of even the best-structured and tax-efficient financial plan can so easily be wiped out by poor investment decisions. Which is why Clarion has developed a fully-fledged in-house investment management capability.

The process begins with a thorough analysis of your tolerance to risk. This is a new learning experience for many, but you will feel a lot more comfortable with your investment decisions as a result.

The next step is to construct a portfolio designed to achieve your objectives. This can be managed on an advisory or discretionary basis.